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Small and Medium Enterprise (“SME”) customers may need running capital at any time to operate their business smoothly. Modhumoti Agrogoti is a loan facility for Small & Medium Entrepreneurs, to meet working capital of business needs, Modhumoti Agrogoti is offering up to BDT 500 Lac loan against registered mortgages or FDR.

Key Feature
• For Working Capital Finance purpose for SME operated by Sole Proprietorship/Partnership Enterprise/Joint Stock Company
• Suitable/Customized Repayment Method
• Loan takeover facility from other Banks
• Attractive rate of interest
• Easy & quick Loan Processing.

• Any kind of business having valid trade license, which has been operating for 2 or more years.
• Sole proprietorship/Partnership Business/Joint Stock Company
• Age: Minimum 21 years to Maximum 60 years.

Nature of the loan
• Continuous/Term Loan, L/C, LTR, Bank Guarantee etc. as per customer’s requirement.

Others Service Charges
• As per Schedule of Charges of the bank.

Required Documents
• Valid Trade License – having consistent in business for at least 2 years.
• Copy of Memorandum of Association and Articles of Association of the company including Certificate of Incorporation. (In case of Limited Company)
• Partnership deed notarized /registered by SRO (In case of Partnership Company).
• Copy of National ID card/copy of passport/driving license/chairman’s certificate (attested by Bank official).
• Photograph of borrower & guarantor(s).
• Last 12 months bank statement of transactional account.
• Others as requirement by Bank.


Registry Mortgage of land property, Hypothecation on present & future assets, personal guarantee & post-dated cheques etc. as applicable.

To know more please contact any of our Branches

SME Banking Division
Modhumoti Bank Limited
Head Office
DCCI Building (3rd Floor), 65-66 Motijheel C/A, Dhaka-1000
Phone: +88 01787 661796 (10.00 am – 06.00 pm on working days)